Blog

Mastering the art of hedge planting: Tips and legal guidelines

Planting a hedge can be a rewarding experience, both aesthetically and functionally. A well-maintained hedge can provide privacy, act as a windbreak, and enhance the beauty of your property. However, before you start digging, it’s essential to be aware of the rules and best practices surrounding hedge planting in Belgium.

Understanding the legal height of a hedge

The height of a hedge can be a contentious issue, especially if it obstructs a neighbor’s view or sunlight. Here are the national guidelines you should be aware of:

– For hedges located near a road intersection, the height cannot exceed one meter.
– If the hedge is planted less than 2 meters from your neighbor’s property, it should not surpass 2 meters in height.
– Hedges planted more than 2 meters away from the boundary are not restricted in height.

However, these are national rules, and local municipalities might have their own regulations. It’s always a good idea to check with your local council before planting.

Where can you plant a hedge?

If you and your neighbor mutually decide to plant a hedge between your properties, you can place it right on the boundary line. This hedge then becomes a joint property, and both parties share the responsibility of its maintenance. While the legal height should be adhered to, beyond that, each neighbor has the freedom to manage their side of the hedge. It’s essential to have clear communication and agreement to maintain harmony.

On the other hand, if you wish to plant a hedge independently, there are additional rules to consider. For instance, you cannot plant it less than 50 cm from the property boundary.

Planting a hedge against a fence or wall

Planting a hedge adjacent to a fence or wall is permissible. However, the hedge’s height should not exceed that of the fence. It’s crucial to discuss this with your neighbors and get their consent. Documenting the agreement can be beneficial in case of future disputes. Remember, new neighbors might have different views, so it’s always good to revisit and reaffirm agreements.

Steps to plant a hedge

A natural hedge is typically planted using bare-root plants. It’s advisable to use plants that are approximately 80 cm tall for best results.

The ideal time to plant a hedge is from early November to late March. This period is when plants are dormant, ensuring better growth and survival rates. Here are some steps to guide you:

1. Preparation: Once you’ve purchased your plants, plant them as soon as possible to prevent the roots from drying out or freezing.
2. Digging: Create a trench about 40 cm wide and deep. Loosen the soil well to facilitate root growth.
3. Soil enrichment: Adding compost and bone meal can significantly boost the hedge’s growth and health.
4. Planting: Typically, planting four plants per meter will yield a dense and lush hedge.
5. Watering: After planting, ensure the hedge receives adequate water, especially if rainfall is scarce.

Conclusion

Planting a hedge is more than just a gardening activity; it’s an investment in the beauty and functionality of your property. By following the tips and adhering to the legal guidelines, you can ensure that your hedge not only thrives but also coexists harmoniously with neighbors and the environment.

17/10/2023
Rising urbanization in flood-prone areas: A looming threat?

In the quest for progress and development, humanity has often taken bold steps, sometimes at the expense of nature. Over the past few decades, one such audacious move has been the rapid urbanization of flood-prone areas, outpacing the development in safer zones. This trend, highlighted by a recent study, raises several concerns about the future of these regions and the potential risks they face.

Kiet Nguyen

The alarming trend

A study published in the renowned journal, Nature, has shed light on this growing phenomenon. Since 1985, urban development in flood-prone areas has surpassed that in areas deemed safe. This trend is particularly pronounced in Asia, with countries like China, Bangladesh, and Vietnam leading the way. But what drives this inclination towards potentially hazardous zones?

Understanding the allure of flood-prone areas

Proximity to water

Flood-prone areas are often located near water bodies, making them attractive for their scenic beauty and direct access to aquatic resources. Waterfront properties have always been in demand, offering residents picturesque views and a serene environment.

Economic factors

Land in these areas often comes at a lower price, making it an enticing option for real estate developers looking for cost-effective investments. The prospect of higher returns on waterfront properties further fuels this trend.

Space constraints

As urban areas continue to expand, spaces in safer zones are becoming increasingly saturated. This has led to a natural progression towards areas that were previously deemed unsuitable for development.

The risks involved

Environmental concerns

Building in flood-prone areas can lead to significant environmental degradation. Natural water flow can be disrupted, leading to increased soil erosion and loss of habitat for aquatic life.

Infrastructure challenges

Infrastructure in these areas is more susceptible to damage from flooding. Roads, bridges, and buildings require frequent maintenance and repair, leading to higher costs in the long run.

Human safety

The most pressing concern is, of course, the safety of the residents. Floods can lead to loss of life and property, displacing families and causing trauma.

Is there a way forward?

While the trend of urbanizing flood-prone areas is concerning, it’s not too late to take corrective measures. Urban planners and policymakers need to prioritize sustainable development, ensuring that any construction in these areas is resilient to flooding. Investing in advanced drainage systems, raising buildings on stilts, and creating natural barriers like mangroves can help mitigate the risks.

Furthermore, there’s a need for increased awareness among potential buyers. Real estate agencies and developers should provide clear information about the risks associated with living in flood-prone areas. This transparency can help individuals make informed decisions about their investments.

Conclusion

The rising trend of urbanization in flood-prone areas is a testament to humanity’s relentless pursuit of progress. However, it’s crucial to strike a balance between development and sustainability. By understanding the risks and taking proactive measures, we can ensure a safer and more sustainable future for all.

16/10/2023
Effortlessly remove burnt food from your glass cooktop: Expert tips

We’ve all been there: a fleeting moment of distraction, and suddenly, an overflowing pot spills its contents onto our pristine glass cooktop. The aftermath? Stubborn burnt stains that seem impossible to remove. But fear not, for we have the perfect solution to tackle these pesky marks without causing any damage to your cooktop’s surface.

The age-old solution: White vinegar

Once again, the age-old remedy of white vinegar comes to the rescue! This versatile household item proves to be the most effective solution for removing burnt food residues from vitreous or induction cooktops. Here’s a simple step-by-step guide to harness the cleaning power of white vinegar:

1. Pour the Magic Potion: Gently pour a moderate amount of pure white vinegar over the stain.
2. Patience is Key: Allow the vinegar to sit and work its magic for about 15 minutes.
3. Gentle Wipe: Using a damp sponge, gently wipe away the vinegar and the dissolved stain.
4. Final Touch: Dry the area with a soft cloth or microfiber towel to restore the cooktop’s shine.

For those extra stubborn stains

If the stain proves to be a formidable opponent, don’t be disheartened. Sometimes, all it takes is a little persistence. Repeat the vinegar application process as needed. For extremely thick burnt layers, consider investing in a scraper specifically designed for glass cooktops. These scrapers come equipped with a blade that effectively scrapes off the burnt residue without scratching the surface. Begin by gently scraping the stain, followed by the vinegar treatment.

Why white vinegar?

White vinegar is not only a cost-effective cleaning agent but also an eco-friendly alternative to harsh chemicals. Its acidic nature effortlessly breaks down burnt food particles, making it easier to wipe them away. Moreover, vinegar leaves no harmful residues, ensuring that your cooktop remains safe for cooking.

Conclusion: Embrace the shine of your cooktop

A glass cooktop is a stylish and functional addition to any kitchen. However, maintaining its pristine appearance requires a bit of care. With the power of white vinegar at your disposal, you can easily combat burnt stains and keep your cooktop looking as good as new. So, the next time you face a challenging stain, remember the magic potion in your pantry and restore the shine and elegance of your cooktop.

16/10/2023
Navigating rental challenges: How to manage accumulating debts

Financial challenges can arise unexpectedly, and for many households, rent is the most significant monthly expense. When faced with unforeseen circumstances like job loss or health issues, debts can quickly accumulate, leading to a situation where they become overwhelming. The key is to act promptly and not let the situation spiral out of control.

Christian Erfurt

Understanding the gravity of accumulating debts

For many households, rent is a significant portion of their monthly budget. Unforeseen events, such as job loss or health setbacks, can lead to a rapid accumulation of debts. When these debts become too much to handle, it’s essential not to wait. Taking immediate action can prevent the situation from worsening and spiraling out of control.

Debt is negotiable

Being listed with the National Bank of Belgium (BNB) can sometimes result from mere oversight. However, in most cases, it’s a sign of excessive debt that could push a household towards bankruptcy. To prevent or overcome over-indebtedness, it’s crucial to consider debt mediation as soon as possible.

What is debt mediation?

Debt mediation is a service designed to help individuals restructure their debts when they accumulate beyond manageable levels. This assistance can be sought from the Public Centre for Social Welfare (CPAS) in your municipality or the labor court. A debt mediator will then assist you in negotiating your ongoing loans with your creditors. This could lead to an extension in the repayment duration or even a debt waiver.

How can a debt mediator assist?

A debt mediator’s primary role is to provide valuable advice to help you navigate your financial challenges. With their expertise and established relationships, they have a unique rapport with partners, such as real estate bearers, who can assist in liquidity. Beyond homeowner credit, you can also explore real estate porting to meet your debt obligations and potentially secure additional financing for personal needs. The debt mediator will guide you through the necessary steps to regain financial balance.

Seeking further assistance

If you’re unsure about how to address accumulating debts, it’s always a good idea to consult experts in the field. Websites like “Mes Finances” offer a wealth of information and resources tailored to individuals facing financial challenges in Belgium.

Conclusion

Facing financial difficulties, especially in the realm of real estate, can be daunting. However, with the right guidance and proactive measures, it’s possible to navigate these challenges and find a path to stability. Debt mediation, in particular, offers a structured approach to managing and restructuring debts, ensuring that individuals can continue to enjoy their rented spaces without the looming threat of financial instability.

15/10/2023
Fog-resistant film: An affordable alternative to anti-fog mirrors?

Every morning, as you step out of a warm shower, you’re greeted by the same annoyance: a foggy bathroom mirror. You might have heard of anti-fog mirrors, but perhaps they seem too expensive or you’re not keen on replacing your current mirror. Enter the world of anti-fog films, a technological marvel that promises to keep your reflections clear without breaking the bank.

How does it work?

The anti-fog film is a thin adhesive layer that attaches to the back of glass surfaces. Its primary function is simple yet effective: it warms the glass surface, preventing condensation from forming. This warming effect is achieved through an electrical connection, which can be easily set up using a standard plug or a lighting fixture.

What’s the cost?

When it comes to budget, the anti-fog film is a winner. Prices start from as low as 15 euros per piece. The installation process is straightforward, taking only a few minutes, and can be done by anyone. Moreover, its low energy consumption makes it an economical choice in the long run.

Why choose an anti-fog film?

Quick efficiency

Thanks to its electrified system, the film quickly balances temperature differences, ensuring that fog doesn’t stand a chance.

Easy installation

Its self-adhesive nature means you can stick it directly onto the glass without the need for a professional.

Safety first

There’s no risk of electrical conduction. Plus, if the glass breaks, the film holds the shards together, preventing potential injuries.

Subtle design

Once applied, the film is virtually invisible, ensuring that the aesthetics of your interiors remain untouched.

Comfort

With the anti-fog film, foggy mirrors become a thing of the past.

Any downsides?

Limited durability

Over time, the film might lose its effectiveness, which means you’ll need to replace it eventually.

Scratch sensitivity

Some films can be prone to scratches, affecting both their appearance and functionality.

Installation woes

While the installation is generally hassle-free, a poor application can lead to air bubbles or misalignment, reducing the film’s efficiency.

Conclusion

In the battle against foggy mirrors, the anti-fog film emerges as a strong contender. It offers a cost-effective, easy-to-install solution that promises clear reflections even after the steamiest of showers. While it might have a few drawbacks, its benefits far outweigh the cons. So, the next time you’re faced with a foggy mirror, remember that there’s a simple solution waiting to clear things up for you.

15/10/2023
Hiring professional movers in Belgium: Benefits and responsibilities

Relocating to a new home can be both exciting and daunting. While the idea of a fresh start is exhilarating, the logistics of moving can be overwhelming. This is where professional movers come into play. With their expertise, they can make the process smoother and less stressful. But what happens if something breaks during the move? Let’s delve into the world of professional movers in Belgium and understand their responsibilities.

1. The Advantages of Hiring Professional Movers

Time-Efficiency

Professional movers have the experience and equipment to pack, load, and transport your belongings efficiently. This can save you a significant amount of time compared to doing it yourself.

Physical Health

Moving heavy furniture and boxes can take a toll on your back and muscles. Professional movers are trained to handle heavy items, reducing the risk of injury.

Reduced Stress

With experts handling the logistics, you can focus on other essential aspects of your move, such as setting up utilities or familiarizing yourself with the new neighborhood.

2. Accountability: Who’s Responsible for Damages?

Even with the best movers, accidents can happen. A cherished piece of furniture might get scratched, or a valuable item could break. So, who’s responsible when such mishaps occur?

Professional Movers’ Insurance

A reputable moving company will have insurance coverage for any damages they might cause. Before hiring a mover, it’s essential to review their insurance policy. Ensure that it covers potential damages to your belongings during the move.

Understanding the Contract

Always read the terms and conditions of your agreement with the moving company. This contract should clearly outline the responsibilities of both parties. If a mover cannot provide a comprehensive contract detailing their obligations, it’s a red flag.

Insurance Coverage Limits

Some moving companies might have a maximum limit on their insurance coverage. If the damage costs exceed this limit, you might need to seek compensation directly from the mover. However, proving that the item was in perfect condition before the move can be challenging.

3. Tips for a Smooth Moving Experience

Document Everything

Before the move, take clear photos of all your belongings, especially valuable items. This documentation can be invaluable if you need to claim damages later.

Be Present During the Move

If possible, be present (or have a representative) during the move. This allows you to monitor the process and immediately report any damages you notice.

Communicate with Your Movers

Open communication is key. If you have specific concerns or items that need special care, discuss them with your movers beforehand. This ensures that they handle these items with extra caution.

4. Conclusion

Hiring professional movers can significantly ease the moving process. However, it’s crucial to choose a reputable company and understand the terms of your agreement. By being informed and proactive, you can ensure a smooth transition to your new home in Belgium, with the peace of mind that your belongings are in safe hands.

14/10/2023
Is moisture compromising the stability of your home?

Excessive moisture in a home can be more than just a mere inconvenience. It poses a significant threat to the structural integrity of the building. From rotting wooden elements like beams, floorboards, and rafters to corroded piping and weakened masonry, unchecked moisture can lead to severe damage. In the worst-case scenario, it can even result in the collapse of the structure.

The many faces of moisture

Every home, regardless of its age or design, is susceptible to moisture-related issues. These problems can arise from various sources:

– Rainfall: Water that accumulates and flows on the roof.
– Cooking: The steam produced from boiling water.
– Groundwater: Moisture that seeps into the walls of basements or cellars.

Ignoring these issues can have dire consequences, not just for the building but also for the health of its inhabitants.

Rising damp: A silent destroyer

One of the most insidious forms of moisture-related damage is rising damp. This phenomenon is prevalent in older homes or those with inadequately designed foundations. It occurs when groundwater is absorbed into the walls. Over time, bricks and masonry soak up the moisture, leading to visible damp patches and mold growth. As the base of the walls gets eroded by the water, it gradually loses its load-bearing capabilities.

The menace of damp basements

Basements, being below ground level, are particularly vulnerable to moisture issues. The constant pressure from groundwater can test the resilience of basement walls and floors. If they can’t withstand this pressure, it results in various problems:

– Puddles of water
– Seepage and leaks
– Cracks in the walls
– Musty odors
– Damp walls and floors

In such scenarios, the entire stability of the house is at risk. The only viable solution is to waterproof the basement, ensuring the overall stability of the structure.

Act before it’s too late

Moisture-related problems can escalate quickly. What starts as a small damp patch can soon turn into a significant structural issue, leading to expensive and extensive repairs. It’s crucial to address these problems at the earliest signs.

Seek professional help

If you suspect that your home is suffering from moisture-related issues, don’t hesitate to consult a professional. An expert can provide a comprehensive assessment, pinpoint the source of the problem, and recommend effective solutions. They will employ various techniques and tools to ensure that the situation doesn’t worsen.

Conclusion

A home is more than just bricks and mortar; it’s a sanctuary for its inhabitants. Ensuring its structural integrity is paramount for the safety and well-being of those who live in it. By being vigilant about moisture-related issues and seeking timely interventions, homeowners can protect their precious abode from potential damage.

Remember, when it comes to moisture, prevention is always better than cure. Regular inspections, maintenance, and prompt action can save you from hefty repair bills and ensure that your home stands strong for years to come.

14/10/2023
Understanding home insurance coverage during storms in Belgium

Home insurance, often referred to as “fire insurance,” “home insurance,” or “top habitation” in Belgium, is a crucial safeguard for homeowners and tenants alike. One of the primary concerns for many is whether their policy covers damages caused by natural calamities, particularly storms. Let’s delve into the intricacies of storm coverage in Belgian home insurance policies.

What Typically Falls Under Storm Damage?

When fierce winds rage, they can wreak havoc on properties. From tiles being ripped off due to intense wind gusts, solar panels damaged by falling tree branches, to an age-old oak tree crashing into your swimming pool, the aftermath of a storm can be devastating. The good news? Most home insurance policies in Belgium are likely to cover these damages.

Natural disasters, including storms, are among the mandatory coverages in Belgian home insurance. However, there’s a catch. For the insurance to kick in, the wind speed must have reached a minimum of 80 km/h. Additionally, the damage shouldn’t be an isolated incident; there should be evidence of similar damages in the vicinity.

Pro Tip: Always document the extent of the damage immediately after the storm. This can be invaluable when filing your insurance claim.

The “Natural Calamity” Status: What Does It Mean?

Contrary to popular belief among many citizens, the official recognition as a “natural calamity” doesn’t influence the insurer’s decision. If the two aforementioned criteria (wind speed and neighborhood damages) are met, there’s a high likelihood of receiving compensation post-storm.

What About Tenants?

Renting a property in Belgium comes with its own set of concerns. Suppose you’re a tenant and your garden furniture gets damaged due to adverse weather. What then? The first step is to check with your insurance broker or company. Did you insure your furniture when you signed your insurance contract? If not, there might still be a ray of hope.

You can approach regional authorities for compensation, provided you qualify for integration income from the CPAS of your municipality or a similar allowance. However, this is contingent upon the storm being officially recognized as a “natural calamity.”

Choosing the Right Home Insurance Policy

While understanding the nuances of storm coverage is essential, it’s equally crucial to select the right home insurance policy tailored to your needs. Here are some steps to ensure you’re adequately covered:

1. Assess Your Needs: Before diving into policy details, list down what you want to be covered. This could range from structural damages to personal belongings.

2. Compare Policies: Don’t settle for the first policy you come across. Different insurers offer varying coverages. It’s wise to compare and contrast to find the best fit.

3. Read the Fine Print: Insurance policies can be laden with jargon. Take the time to understand the terms and conditions, especially the exclusions.

4. Seek Expert Advice: If in doubt, consult an insurance broker or expert. They can provide insights tailored to your situation.

Conclusion

Storms can be unpredictable, but your insurance coverage shouldn’t be. By understanding the specifics of your policy and ensuring you’re adequately covered, you can weather any storm with peace of mind. Whether you’re a homeowner or a tenant, it’s essential to be proactive and ensure that your sanctuary remains protected against the whims of nature.

13/10/2023
Chimney fires: Understanding the causes and prevention tips

As winter approaches, the allure of a warm, crackling fire becomes irresistible. For many, the idea of curling up by the fireplace with a good book or a cup of hot cocoa is the epitome of comfort. However, while fireplaces offer warmth and ambiance, they also come with risks. One of the most significant risks associated with fireplaces is chimney fires. Let’s delve into the causes of chimney fires and how you can prevent them.

Thimthy Eberly

Why do chimney fires occur?

Chimney fires are often the result of a poorly maintained fireplace or chimney. Official figures indicate that a third of house fires are attributed to chimney fires. A neglected chimney, especially one that hasn’t been cleaned after the previous winter, is a ticking time bomb. The accumulation of soot and creosote, a tar-like substance, can ignite and lead to a chimney fire.

The dangers of chimney fires

At the very least, a chimney fire can cause significant damage due to smoke and soot fallout. However, if the fire spreads to flammable materials within the home, it can lead to catastrophic damage, potentially destroying the entire house.

Prevention is better than cure

The good news is that chimney fires are preventable. Regular maintenance is the key. Here are some essential tips to ensure your fireplace is safe:

Regular chimney cleaning

It’s crucial to have your chimney cleaned at least once a year by a certified chimney sweep. They will remove the buildup of creosote, which is the primary cause of most chimney fires. Regular cleaning not only prevents fires but also ensures that your fireplace functions efficiently.

Monitor the smoke

An easy way to check if your chimney needs cleaning is to observe the smoke when your stove or fireplace is lit. If the smoke escaping from the chimney is white or colorless, it’s a good sign. However, if the smoke is gray or black, it’s time to call in a professional.

Choose the right wood

The type of wood you burn plays a significant role in the buildup of creosote. Wet or treated pine wood tends to produce more resin, which increases the risk of chimney fires. This resin is challenging to remove, even with thorough cleaning. It’s always best to burn dry, untreated wood for optimal combustion.

In case of a fire

Despite taking all precautions, if a fire does break out, it’s essential to act quickly. Call the emergency services immediately by dialing 112. Ensure that all occupants of the house are safe and evacuate if necessary.

Conclusion

A fireplace can be a delightful addition to any home, especially during the cold winter months. However, it’s essential to be aware of the risks associated with it. By understanding the causes of chimney fires and taking preventive measures, you can enjoy the warmth and comfort of your fireplace without any worries.

Remember, a little effort in maintaining your chimney can go a long way in ensuring the safety of your home and loved ones.

13/10/2023
Decoding kitchen colors: Which shades to embrace and avoid in modern homes

The world of interior design and kitchen planning is abuzz with a pressing question: Which colors should be avoided in a modern kitchen? As the heart of every home, the kitchen’s ambiance plays a pivotal role in our daily lives. Let’s explore the hues that can make or break this essential space.

Vincent Erhart

The unique role of the kitchen

While many colors are universally loved for living rooms or bedrooms, they might not necessarily fit the bill for kitchens. The kitchen stands out as a unique entity in every home, often being the most visited room. It’s essential for this space to exude warmth, inviting one to spend time, cook, and perhaps even stimulate the appetite. The wall color can significantly influence these feelings, making the choice all the more critical.

Colors to reconsider

The ambiance of a kitchen can be dramatically affected by its color palette. While some shades can enhance the space, making it feel lively and warm, others might dampen the mood. When selecting a color, it’s crucial to avoid those that might create a colder, less welcoming atmosphere.

The controversial mauve

Mauve, with its cold undertones, tops the list of contentious colors. Its challenging nature makes it hard to pair with other shades, and its cold vibe can make a kitchen feel less hospitable. If you’re set on mauve, consider pairing it with white cabinets or perhaps blending mauve cabinets with white walls. Similarly, apple green follows this trend.

The red dilemma

Red, often linked to appetite and energy, might seem like an ideal choice. However, imagine confronting this bold color daily. Over time, its intensity can become overbearing and even strain the eyes. Instead of overwhelming the space with red, consider using it as an accent, perhaps through chic kitchen accessories.

The yellow conundrum

Yellow, the darling of the ’90s kitchens, is synonymous with brightness and cheer. While it can invigorate a space, it’s also known to elevate stress levels. Moreover, its association with dated Provençal style makes it less appealing to modern interior designers. A predominantly yellow kitchen might appear outdated and lackluster.

Grey: The trendy yet tricky shade

Grey, a modern favorite, can be a tricky choice for kitchens. Its somber tone can make the space feel gloomy and unwelcoming. Psychologically, grey, especially slate tones, can create a hostile environment. Kitchens are communal spaces where families and friends gather, cook, and share meals. The last thing one would want is a dreary setting that dampens the mood.

Conclusion: Striking the right balance

Choosing the perfect color for your kitchen is a blend of understanding trends and recognizing the room’s unique role. While it’s tempting to follow the latest fads, it’s crucial to select shades that resonate with the kitchen’s essence, ensuring it remains a warm, welcoming space for years to come.

12/10/2023