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  • The art of positioning indoor plants for optimal growth

    Indoor plants not only enhance the aesthetics of a space but also contribute to a healthier living environment by purifying the air and increasing humidity. However, for these plants to thrive and exhibit their full potential, they require adequate light. This necessity often leads plant enthusiasts to position their green companions near windows. But there’s more to it than just placing them by a light source. Let’s delve into the nuances of plant positioning and the significance of rotating them regularly.

    interior plants
    Francesca Tosolini

    Understanding the light needs of indoor plants

    The vast majority of indoor plants rely on light for photosynthesis, a process that allows them to produce energy. This fundamental need prompts many to place their plants close to windows, ensuring they receive several hours of sunlight daily.

    Choosing the right window orientation

    The direction in which a window faces plays a pivotal role in determining the amount and intensity of sunlight your plant will receive:

    1. East-facing windows: These are ideal for most indoor plants. The morning sun is gentle, ensuring that plants can stay there throughout the year without the risk of getting scorched during the summer months.
    2. South and West-facing windows: Plants placed near these windows will receive intense afternoon sunlight. While this can be beneficial, it’s crucial to move the plants about a meter away during the summer months (June to September) to prevent them from burning.
    3. North-facing windows: These are the least ideal for plants, especially during the winter months (November to February), due to the limited light exposure.

    The importance of rotating your plants

    Ever noticed one side of your plant growing more vigorously than the other or leaning towards the light source? This is because, in their quest for light, plants tend to grow towards the primary light source, leading to uneven growth.

    Why should you rotate your plants?

    1. Symmetry: Regular rotation ensures that all parts of the plant receive equal light, promoting symmetrical growth. This not only makes the plant look more aesthetically pleasing but also ensures balanced growth.
    2. Preventing Excessive Stretching: Plants that don’t receive uniform light tend to stretch towards the light source, leading to elongated stems and sparse foliage.
    3. Mimicking Nature: In nature, plants receive sunlight from all directions as the sun moves across the sky. By rotating indoor plants, you mimic this natural movement, providing them with a more holistic growth environment.

    How often should you rotate?

    A simple and effective practice is to rotate your plants a quarter turn every time you water them. This ensures regular rotation without the need for a strict schedule. Remember to always rotate your plants in the same direction to maintain consistency.

    Conclusion

    While indoor plants are often chosen for their aesthetic appeal, understanding their basic needs can ensure they remain healthy and vibrant. Proper positioning and regular rotation are simple yet effective ways to promote balanced growth and prevent common issues like leggy stems or uneven foliage. By paying attention to these details, you can enjoy the full beauty and benefits of your indoor greenery.

  • Homes with basements: Weighing the pros and cons

    Falling in love with a house that lacks a basement can leave potential homeowners in a dilemma. Is purchasing a home without a cellar a concern? Immovlan breaks down the advantages and disadvantages of having a basement in your residence.

    home basement

    The benefits of a home with a basement

    Often referred to as the underbelly of a house, a basement can offer a plethora of advantages:

    – Storage solution: One of the primary benefits of a basement is the ample storage space it provides. Whether it’s old furniture, seasonal decorations, or rarely used items, a basement can house them all, freeing up space in the main living areas.

    – Utility room: Basements can serve as an excellent location for technical equipment such as water heaters, boilers, and other utilities. By situating these essential systems in the basement, homeowners can ensure that the main living spaces remain uncluttered.

    – Easy access to pipework: If the plumbing runs through the basement, it becomes significantly easier to access, maintain, and modify when necessary.

    – Wine enthusiasts’ paradise: For wine aficionados, a basement is a treasure trove. The naturally cool and consistent temperature in basements is ideal for preserving the quality and taste of wines.

    The drawbacks of a home with a basement

    While basements offer numerous benefits, they come with their set of challenges:

    – Construction challenges: Building a basement requires extensive excavation work, which can be both time-consuming and costly.

    – Potential moisture issues: Basements are prone to dampness, and any construction flaws can exacerbate moisture problems, leading to mold growth and structural damage.

    – Flood risks: In areas susceptible to flooding, basements are the first to get affected. Proper waterproofing and drainage systems are essential to mitigate such risks.

    Conclusion: To basement or not to basement?

    Deciding whether to opt for a home with a basement boils down to individual preferences and needs. While the additional space and utility benefits are undeniable, potential homeowners must also consider the challenges and maintenance that come with it. It’s essential to weigh the pros and cons, assess the property’s location, and determine the potential risks before making a decision. After all, a home is a long-term investment, and every aspect, including the presence or absence of a basement, plays a crucial role in its value and functionality.

  • 5 tips to renovate your bathroom under €5,000

    Renovating a bathroom doesn’t always mean spending a fortune. With some creativity and smart choices, you can achieve a stunning transformation without emptying your pockets. Here are five cost-effective tips to breathe new life into your bathroom for under €5,000.

    bathroom

    1. Refresh the flooring

    The floor plays a significant role in defining the overall look of a room, and the bathroom is no exception. Instead of replacing the entire tile flooring, consider overlaying it with a new material. For wet areas like bathrooms, PVC is an excellent choice. It’s moisture-resistant, dries quickly, and offers a non-slip surface. Plus, walking on PVC feels comfortable underfoot. The market offers a plethora of colors and patterns, ensuring you find something that matches your taste.

    2. Embrace recycling

    Due to the constant moisture in bathrooms, furniture tends to deteriorate faster. Rusty hinges and warped wooden pieces can be an eyesore. Instead of buying new furniture, why not repurpose solid wood pieces like tables, workbenches, or dressers? A bit of sanding, painting, varnishing, and fitting a sink can transform these pieces into chic bathroom fixtures, adding a touch of elegance to the space.

    3. Say goodbye to the bathtub

    With rising water costs and the convenience of showers, many households are ditching their bathtubs. Replacing them with walk-in showers or Italian-style showers can modernize the bathroom. These showers are not only stylish but also space-saving. Installing the base and necessary connections is straightforward, making it a cost-effective renovation option.

    4. Paint over tiles

    If your tiles look outdated but are still in good condition, consider painting them. Special tile paint, made of epoxy resin, is moisture-resistant, durable, and easy to maintain. This paint can be applied directly to tiles after cleaning, degreasing, and light sanding. Available in various colors and finishes (matte, satin, or glossy), it’s a quick way to revamp the bathroom’s appearance.

    5. Upgrade your faucets

    Quality fixtures in the bathroom (and kitchen) are essential. It’s frustrating to replace equipment shortly after installation. However, quality doesn’t always mean expensive. Today, you can find robust and reliable bathroom accessories at affordable prices, thanks to private sales or promotions by renowned brands. Changing faucets can dramatically alter the look of your bathroom, making it feel more modern and luxurious.

    Conclusion

    Renovating a bathroom on a budget is entirely feasible with some ingenuity and careful planning. By following these tips, you can achieve a beautiful transformation that not only enhances the aesthetics of your bathroom but also adds value to your home. Remember, it’s not about how much you spend, but how wisely you spend it.

  • Top 4 bedroom plants for a restful sleep: Greenery for dreamy nights

    The current trend is all about infusing your living space with plants. But when it comes to your bedroom, which plants should you choose for a rejuvenating sleep? Here are four top picks:

    bedroom plants
    devon janse van rensburg

    1. Valerian

     

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    Many recognize Valerian as a natural sleep aid in supplement form. However, you don’t necessarily need to ingest it to reap its calming benefits! Having a Valerian plant in your bedroom can be a game-changer. Its pleasant scent can make drifting off to sleep a breeze. For maximum effect, place it close to your bed’s headboard.

    2. Eucalyptus

     

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    Wellness centers often incorporate eucalyptus for its soothing properties. Some experts believe this plant brings a sense of peace and tranquility. Dry a few branches and hang them near your bed or pillow. It might just be the aromatic touch you need for a deeper sleep.

    3. Monstera

     

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    With its deep green leaves, Monstera has become a bedroom favorite. Often dubbed the ‘bedroom plant queen,’ this beauty is believed to encourage pleasant dreams and ensure a sound sleep. Plus, its aesthetic appeal has made it a social media sensation.

    4. Moonflower (Fleur de lune)

     

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    Une publication partagée par Mariya Lk (@lk.mariya)


    If you’re on the hunt for purified air, this stunning plant with its white blossoms is a top contender. Moonflower is said to have a positive impact on the lungs, enhancing your breathing. It’s the ideal plant to boost your health as you sleep.

  • Wood stoves: Is chimney lining always necessary?

    When considering the installation of a wood or pellet stove, many homeowners ponder the feasibility of utilizing an existing chimney. Is it suitable for the type of stove you plan to install? While this question might seem daunting, there’s a straightforward solution that can address these concerns.

    wood stove

    The basic principle of chimney lining

    The concept is quite simple: instead of allowing the smoke to rise through a bare chimney, whose overall condition might be unknown, an independent stainless steel lining is introduced inside the chimney. This lining connects the stove at one end and extends to the chimney’s exit at the roof on the other. This method not only enhances the stove’s draft but also bolsters the safety of your installation, ensuring its longevity.

    Caution with old chimney conduits

    Traditional chimney conduits are typically masonry-built and may no longer be suitable for venting the smoke produced by modern stoves. These conduits are often too wide, lack proper sealing, and can pose risks due to poor draft, condensation, or inadequate resistance to the temperature of the smoke. These issues can increase fire hazards and negatively impact the operation and efficiency of your stove.

    The ideal solution: Chimney lining

    Lining the chimney emerges as the optimal solution, regardless of whether the conduit is straight or deviated. This is achieved using flexible stainless steel tubes, which typically feature a double layer with a perfectly smooth inner wall. For straight conduits, a rigid stainless steel tube is more appropriate. This round and smooth conduit, tailored to the stove’s diameter, significantly enhances its performance.

    Benefits of chimney lining

    1. Enhanced safety: Lining the chimney reduces the risk of chimney fires caused by creosote buildup or other obstructions.
    2. Improved efficiency: A lined chimney ensures better draft, which in turn allows the stove to burn more efficiently, producing more heat with less fuel.
    3. Extended lifespan: A lined chimney is less susceptible to the corrosive effects of flue gases, ensuring a longer lifespan for both the chimney and the stove.
    4. Versatility: Whether you have a straight or deviated chimney, there’s a lining solution available to suit your needs.

    Seeking expert advice

    If you have questions or need guidance regarding chimney lining or wood stoves in general, it’s always a good idea to consult a chimney expert. Alternatively, you can initially approach a chimney sweeping company for insights. They can provide valuable information on the condition of your chimney and recommend whether lining is necessary for your specific situation.

    Conclusion

    While the charm of a wood stove is undeniable, ensuring its safe and efficient operation is paramount. By understanding the importance of chimney lining and seeking expert advice, homeowners can enjoy the warmth and ambiance of their wood stove with peace of mind.

  • Navigating the “family loan” for first-time homebuyers in Belgium

    In today’s challenging real estate market, many young individuals dream of owning their first home but often face financial barriers. Banks might perceive their capital as insufficient, making the home-buying journey even more daunting. However, various solutions can assist these young buyers in bolstering their loan applications. One such innovative solution is the “family loan.”

    family loan

    The Struggle of Young Households

    An increasing number of young households find it challenging to navigate the process of acquiring their first property. For most first-time buyers, finding a house or even an apartment within their budget seems like an insurmountable task. Often, even couples with dual incomes find themselves reliant on external financial assistance to make a purchase. In such scenarios, parents typically come to the rescue.

    Several strategies can be employed to assist these young buyers. Parents might consider:
    – Making a financial donation, often viewed as an advance on inheritance.
    – Gifting real estate assets, which might involve donation rights.
    – Covering renovation costs.
    – Acting as a guarantor for the loan.

    For those lacking adequate personal funds, other options include total loans, mortgage assignments, investor groups, online co-investments, third-party assistance, and the pivotal “family loan,” which we’ll delve into further.

    A Timely Financial Boost

    Since 2020, the National Bank of Belgium has mandated that banks should not grant a mortgage loan exceeding 90% of the property’s value. Additionally, incorporating notary fees into the loan has become increasingly challenging. Given these constraints, familial support becomes crucial for young individuals aiming to purchase their first home. However, not all assisting parents are willing or able to dip into their savings to help their children.

    In such situations, considering a mortgage loan simulation can be beneficial. Introduced by several banking institutions since September 2020, this allows individuals to borrow, in the form of an installment loan, an amount ranging from 10,000 to 50,000 €, primarily to cover notary fees. This can be a significant relief for young buyers on a tight budget. Moreover, depending on the parents’ situation, they can also mortgage their property. Specifically, once the child’s property equity reaches 90% of the remaining balance value, the mortgage guarantee can be transferred to their property. However, it’s essential to note that this loan should not exceed 50% of the parents’ total loan debt ratio.

    Benefits of the “Family loan”

    The “family loan” offers a plethora of advantages:
    – It provides a financial cushion for first-time buyers, enabling them to navigate the property market more confidently.
    – Parents can support their children without depleting their savings.
    – It fosters a sense of financial responsibility and planning among young buyers.
    – The flexibility of the “family loan” ensures that the loan aligns with the buyer’s financial situation and the property’s value.

    Conclusion

    The Belgian real estate market, like many others globally, poses challenges for first-time buyers. However, with innovative solutions like the “family loan,” young individuals can realize their dream of homeownership. By leveraging familial support and understanding the various financial tools at their disposal, the path to buying that dream home becomes clearer and more achievable.

    If you’re intrigued by this innovative loan formula and wish to explore it further, consider reaching out to our partner, Mes-Finances.be, for more insights and guidance.

  • Navigating construction contracts: Clauses to reconsider before signing

    Embarking on a construction project is a significant commitment, both financially and emotionally. One of the most crucial steps in this journey is selecting a contractor and agreeing on the terms of engagement. Often, the contractor will present you with a construction contract or a specification sheet filled with numerous contractual clauses. While these documents are standard in the industry, it’s essential to approach them with a discerning eye. Some clauses, often buried in the fine print, might be more beneficial to the contractor than to you, the client.

    contract
    Gabriekke Henderson

    Understanding the contractor’s perspective

    When disputes arise between homeowners and contractors, the latter often turns to their general terms and conditions to tip the balance in their favor. These conditions are frequently drafted unilaterally, heavily favoring the contractor. Therefore, it’s paramount to scrutinize the contract and its general conditions before putting pen to paper. Remember, the more eager the contractor is to start the project, the more likely they are to agree to remove certain clauses.

    Price adjustments

    If you’ve agreed on a fixed price with your contractor, be wary of clauses in the initial contract that allow them to hike the construction cost. Such increases might be attributed to rising material costs or labor hours. While it’s understandable that unforeseen circumstances can affect project costs, it’s wise to eliminate such open-ended clauses. Instead, opt for clear terms that specify any conditions under which price adjustments can be made.

    Advance payments and interim billings

    Check if the contractor demands an upfront payment or plans to send interim invoices. It’s advisable to steer clear of paying an advance. If your contractor goes bankrupt before or during the construction, you stand a chance of losing your money. Also, ensure that if the contractor bills in installments, the amount they’re charging aligns with the value of the work already completed.

    Limiting liability

    Another critical area to inspect is clauses that limit the contractor’s liability. Assess whether you’re comfortable with these limitations. For instance, remove any clause suggesting that by moving into the house, you’re implicitly accepting the work done. Also, check if the contractor sets a cap on the compensation you might claim from them.

    Seeking legal counsel

    While it’s essential to be proactive and informed, it’s equally crucial to seek expert advice. Engaging a lawyer who specializes in real estate or construction can provide invaluable insights. They can guide you through the contract, highlighting potential pitfalls and suggesting amendments to ensure your interests are protected.

    Conclusion

    A construction contract is more than just a piece of paper; it’s a binding agreement that outlines the expectations and responsibilities of both parties. By understanding and negotiating its terms, you can embark on your construction journey with confidence, knowing that your interests are safeguarded. Remember, a fair contract lays the foundation for a successful project and a lasting relationship with your contractor.

  • 4 alternative heating solutions for Belgian homes

    With the soaring gas prices, many families are on the hunt for alternative heating solutions. It’s a timely quest, given the plethora of options available today. Historically, gas has been the predominant heating method in Belgium, primarily due to its affordability and abundance. However, the recent geopolitical tensions in Ukraine have caused gas prices to skyrocket, prompting many households to explore cost-saving alternatives.

    gaz
    Arthur Lambillotte

    What are the Alternatives to Gas Heating?

    Gas isn’t the only way to keep your home warm. There are several other fuels and systems available, and transitioning from a traditional boiler is easier than you might think. Let’s delve into four promising alternatives:

    1. Biomass Boilers

     

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    Functioning similarly to gas boilers, biomass boilers use different fuels, primarily wood or wood residues. You can choose from log boilers, pellet boilers, or even wood chip boilers. These are not only cost-effective but also produce entirely renewable energy. Their efficiency makes them a viable solution for homes. Options range from decentralized systems like pellet stoves, starting at 1,000 euros, to systems that can be integrated with central heating. For the latter, prices start at 5,000 euros for basic setups, with more advanced solutions costing significantly more.

    2. Heat Pumps

     

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    Replacing a traditional gas system with a heat pump is a sustainable choice. It’s one of the greenest options currently available. Depending on the model, heat pumps extract warmth from ambient air or the ground (geothermal heat pumps). While they offer excellent efficiency, the initial purchase and installation costs are generally higher than traditional boilers. Prices start at 2,500 euros for limited capacity air-to-air systems, from 7,500 euros for air-to-water pumps, and at least 10,000 euros for geothermal systems with horizontal capture networks. Interior and exterior finishing to integrate the system can also influence the final cost.

    3. Wood or Pellet Stoves

     

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    While a wood stove might not provide enough warmth for an entire house, it’s still a noteworthy alternative. These stoves operate using logs or pellets, which are low-polluting and fully renewable fuels. Some stoves come with a heat recovery and redistribution system, allowing multiple rooms to be heated. Prices vary widely based on technology, efficiency, and design.

    4. Combined Solar Systems

     

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    Harnessing the sun’s energy, this technology heats water using solar collectors. The heated water is stored in a buffer tank. While it’s perfect for water heating, it might not suffice for heating an entire house, necessitating a supplementary heat pump. Such combinations can be pricey. Additionally, its efficiency drops during winter when sunlight is scarce but heating needs are high. For a standalone solar water heater, prices start at 2,500 euros for a 150-liter tank.

    Financial Support for Transitioning

    Depending on the region in Belgium, significant financial aids are available to support households in their transition to alternative heating methods. It’s advisable to contact your network manager to gather more information and make an informed decision.

    Conclusion: Embracing the Future of Heating

    The shift from traditional gas heating to alternative methods is not just a response to rising costs but also a step towards a sustainable future. With the variety of options available, homeowners can find a solution that aligns with their budget, home size, and environmental values. As the world moves towards greener solutions, making the switch now can offer long-term benefits, both financially and ecologically.

  • West vs. South: Rethinking the best orientation for solar panels

    Solar panels have become a beacon of hope in our fight against climate change, promising a future powered by clean energy. But as technology and research advance, some long-held beliefs are being challenged. One such belief is the optimal orientation for solar panels. While the south has traditionally been the favored direction, new studies suggest that looking westward might be the way forward.

    solar panel
    Bill Mead

    The Traditional Belief: Why South?

    From the inception of solar energy utilization, the southward orientation for solar panels was the unanimous choice. The rationale was straightforward: the south receives the most consistent sunlight throughout the day, translating to efficient electricity production. Moreover, the sun’s angle of incidence is more direct when facing south, allowing the panels to absorb solar rays more effectively.

    The Westward Shift: A New Perspective

    However, a paradigm shift is on the horizon. A recent study by the Pecan Street Research Institute has brought to light that west-facing solar panels might have an edge. Their findings indicate that panels oriented to the west generate, on average, 2% more electricity throughout the day compared to their south-facing counterparts. While 2% might seem minuscule, it can significantly impact the overall performance and efficiency of a solar energy system.

    Peak Hours: The Game Changer

    A compelling reason behind the westward tilt is the electricity production during peak hours in the late afternoon and early evening. It’s during these hours that electricity demand spikes, making it pricier. Thus, generating more electricity during these high-demand periods can lead to substantial savings on energy bills, making the westward orientation more economically appealing.

    Practical Considerations for Solar Panel Orientation

    While the westward shift is promising, it’s essential to understand that the best orientation for solar panels isn’t a one-size-fits-all solution. Factors like local shading can influence the optimal direction. Additionally, the tilt or inclination of the panels plays a pivotal role in maximizing electricity production, sometimes even more than the orientation itself.

    Seeking Expertise: Given the nuances involved in determining the best setup for solar panels, consulting with a professional is paramount. They can assess the specific conditions of your location and provide guidance on the ideal orientation and tilt for your solar installation.

    Conclusion

    The world of solar energy is dynamic, with new research continually reshaping our understanding. While the south has been the traditional favorite, the west is emerging as a strong contender in the race for optimal solar panel orientation. As homeowners and businesses look to harness the sun’s power more efficiently, it’s clear that staying informed and adaptable is the key to a brighter, more sustainable future.

  • Understanding liability in household accidents: A guide for Belgians

    Imagine this scenario: While cleaning your windows, your housekeeper accidentally knocks over a flower pot, which lands on a passerby’s head. It’s a situation many insurers encounter, and the immediate question that arises is, “Who’s responsible?” The answer might surprise you: it’s you, the homeowner. When you hire someone, you assume responsibility for any damages they might inadvertently cause while performing their duties.

    cleaning lady

    The Role of Family Liability Insurance

    This is where the importance of having Family Liability Insurance, commonly known as RC familiale in Belgium, comes into play. This insurance is designed to cover damages caused by someone you’ve employed, especially when the injured party isn’t a member of your household or covered by your policy.

    For instance, in the scenario mentioned earlier, your Family Liability Insurance would step in to compensate the injured passerby for the damages caused by the falling flower pot. It ensures that third parties affected by accidents related to your household activities receive the necessary compensation.

    Exceptions to the Rule

    While the RC familiale is comprehensive, there are specific situations where it doesn’t apply. If, for example, your housekeeper accidentally drops a marble bust on her foot and gets injured, your Family Liability Insurance won’t cover her medical expenses. Instead, another type of insurance comes into play: the Work Accident/Household Staff Insurance (Assurance Accidents du travail/Gens de maison).

    Work Accident/Household Staff Insurance: This insurance is mandatory for anyone employing staff in Belgium, be it a gardener, babysitter, or housekeeper. It covers any injuries sustained by your employee while they’re working for you. This obligation holds even if the employment is occasional or, notably, even if it’s undeclared.

    Special Consideration for Service Vouchers (Titres-Services)

    There’s a unique provision in Belgium for services rendered under the Service Voucher system. If you’ve hired someone through this system, you don’t need to worry about additional insurance for work-related accidents. The coverage for any potential accidents or damages is already included in the agreement you’ve made with your intermediary. This built-in provision simplifies the process and offers peace of mind to homeowners using the Titres-Services system.

    Conclusion

    Navigating the intricacies of insurance and liability in the context of household accidents can be daunting. However, understanding the basics can save homeowners in Belgium a lot of potential stress and financial strain. By ensuring you have the right insurance in place, you not only protect yourself but also ensure the well-being of those you employ and those who might inadvertently be affected by household-related accidents. Always consult with your insurance provider to ensure you have the necessary coverage tailored to your specific needs. In the world of insurance, it’s always better to be safe than sorry.