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  • Should you clean your solar panels? A comprehensive guide

    Solar panels, with their gleaming surfaces, are a symbol of sustainable energy. But beneath that shimmer lies a question that has sparked numerous debates among homeowners and experts alike: Should you clean them? Or is it just an unnecessary expense?

    solar panel

    The Case for Cleaning Solar Panels

    The primary reason behind cleaning solar panels is to enhance their efficiency. Over time, dust, pollen, bird droppings, and other debris can accumulate on the surface of the panels. This layer of grime can potentially obstruct sunlight, leading to reduced power generation. But how significant is this reduction? While some specialists suggest a minor decrease of less than 1%, some users argue that they’ve experienced losses of up to 30%! So, if you notice a substantial dip in your panels’ output compared to previous years, perhaps it’s time for a thorough cleaning session.

    Why Some Experts Say “No” to Cleaning

    On the flip side, some experts believe that cleaning solar panels might be an overhyped practice. Eric Franssen, the head of the company “Finale24”, shared with RTBF that cleaning solar panels might be an unnecessary expenditure. He emphasizes that a solar panel, even when artificially dirtied, loses less than 1% of its total power. This perspective suggests that the natural elements, such as rain, might be sufficient to keep the panels relatively clean.

    When and How to Clean Your Solar Panels

    The frequency of cleaning largely depends on your location. If your residence is near polluting factories or if there’s a tree shedding ample pollen close to your roof, an annual cleaning might be beneficial. However, if you’re situated in an area shielded from significant pollution sources, cleaning your solar setup once every five years should suffice.

    When it comes to the cleaning process, simplicity is key. Use pure water and a soft cloth. Avoid splurging on expensive and often ineffective cleaning products. In fact, solar panels can be damaged if exposed to harsh chemicals or abrasive cleaning agents. It’s also advisable to be gentle during the cleaning process. Even with a soft brush, excessive scrubbing could damage the seals of the panels.

    Additional Tips for Maintaining Solar Panel Efficiency

    Monitor Regularly: Keep an eye on your solar panel’s performance. Regular monitoring can help you identify any significant drops in efficiency, which might indicate the need for cleaning or maintenance.

    Professional Inspection: Consider having a professional inspect your solar panels every few years. They can provide insights into the overall health of your system and suggest any necessary repairs or cleaning.

    Stay Safe: If you decide to clean the panels yourself, always prioritize safety. Solar panels are often installed in elevated areas, so ensure you have the proper equipment and take necessary precautions.

    Conclusion

    The debate on whether to clean solar panels is ongoing, with valid points on both sides. Ultimately, the decision rests with individual homeowners. By considering your location, monitoring your system’s performance, and weighing the potential benefits against the costs, you can make an informed choice that best suits your needs.

  • Silencing squeaky stairs: tips for a quieter climb

    While some might find the occasional creak of wooden stairs endearing, evoking memories of old homes and bygone eras, most homeowners would prefer a silent ascent or descent. If your staircase has become the noisiest member of your household, it’s time to address the issue. Let’s delve into why stairs squeak and how to silence them.

    stairs
    Erda Estremera

    Why Do Stairs Squeak?

    There are several reasons why your staircase might be giving you an audible protest:

    1. Temperature Sensitivity: Wood is sensitive to temperature changes. As you heat your home, the wood can expand, leading to creaks. Conversely, it contracts in colder temperatures.
    2. Age Matters: Older staircases, having borne the weight of countless footsteps over the years, are more prone to squeaking.
    3. Humidity’s Role: A higher humidity level in your home can increase the chances of your stairs creaking. Moisture can cause wood to swell and change shape.
    4. Wear and Tear: Over time, the constant pressure from footsteps can cause the wood to warp or become misshapen. Similarly, the fixtures and fittings can become loose.

    Steps to Silence the Squeaks

    If you’re determined to restore peace and quiet to your home, here are some effective strategies:

    1. Identify the Culprits: Start by locating the specific steps causing the noise. If you spot any gaps, fill them using wood filler or putty.
    2. The Talcum Powder Trick: It might sound unconventional, but sprinkling talcum powder over the cracks can reduce friction and, consequently, the noise.
    3. Stabilize the Steps: Stair treads are often attached to stringers. If there’s any movement between these components, inserting a shim or wedge can eliminate the gap and the associated noise.
    4. Linseed Oil Treatment: Applying linseed oil to the steps can act as a lubricant, reducing the friction that causes squeaking. It’s an affordable and effective solution.
    5. Secure with Nails: For persistent squeaks, consider nailing the tread to the riser at an angle. Once secured, camouflage the nail heads with wood filler.

    Conclusion: Step Up to Quieter Stairs

    A squeaky staircase isn’t just an auditory annoyance; it can also indicate underlying issues that need addressing. By understanding the root causes and applying the solutions mentioned above, you can ensure a quieter and safer climb. Remember, while some fixes can be done as DIY projects, don’t hesitate to consult a professional if you’re unsure. After all, stairs play a crucial role in your home’s safety and functionality.

  • Revive your colored sink’s original hue: Easy tips

    Choosing a colored sink for your kitchen adds a unique touch to the heart of your home. However, over time, you might notice that the original vibrant hue of your sink begins to fade, taking on a whitish tinge. This common issue in modern kitchens can be frustrating, but fortunately, there are several effective methods to restore and maintain the original color of your sink.

    sink

    Why does a colored sink lose its hue?

    Several factors contribute to the discoloration of your sink. Prolonged exposure to sunlight, the use of harsh cleaning products, and hard water rich in minerals like calcium and magnesium can all lead to the whitening of the sink material.

    Effects of sunlight

    Continuous exposure to sunlight can cause the pigments in your sink to break down, leading to fading. If your sink is near a window, consider using blinds or curtains to minimize direct sunlight.

    Harsh chemicals and cleaning products

    Using abrasive cleaners can strip away the protective coating of your sink, leading to discoloration. It’s essential to choose the right cleaning products to avoid damaging the surface.

    Hard water deposits

    Hard water can leave behind calcium and magnesium deposits, which appear as white stains on your sink. These deposits can be stubborn and difficult to remove if not addressed promptly.

    Daily cleaning tips for colored sinks

    To maintain the vibrancy of your colored sink, it’s crucial to use gentle, non-abrasive cleaning products.

    White vinegar solution

    White vinegar is a natural cleaning agent that can effectively remove stains. Mix it with warm water and apply it to the sink surface with a sponge or microfiber cloth.

    Glass cleaner

    A non-ammonia glass cleaner can be effective in removing stains and restoring color. Spray it on the sink and wipe it off with a soft cloth.

    Isopropyl alcohol

    Isopropyl alcohol is a versatile cleaner that can be used on colored sinks. Apply it with a soft cloth and rinse with clear water.

    Clay stone cleaner

    Clay stone, known for its descaling properties, can be used to clean and polish your sink. Wet a sponge with water and white clay, apply it to the sink, and rinse thoroughly.

    Black soap

    Black soap is a natural and gentle product that can remove stains while reviving the color of your sink. Apply it with a sponge or microfiber cloth and rinse with warm water.

    Preserving the color of your sink

    Using turpentine essence

    Turpentine essence can protect the surface of your kitchen sink and prevent discoloration. Apply a small amount with a soft cloth and let it dry.

    Regular wiping

    Regularly wiping your sink with a soft cloth can prevent the accumulation of limescale and white deposits. Rinse and dry the sink after each use to avoid water spots and food residue.

    Additional tips for sink maintenance

    Avoiding scratches

    Be mindful of not using abrasive sponges or scrubbers that can scratch the surface of your sink. Scratches can make it more susceptible to staining and discoloration.

    Regular maintenance

    Regular maintenance is key to preserving the color and condition of your sink. Inspect for any signs of wear and address them promptly.

    Professional advice

    If you’re unsure about the right products to use or if your sink requires special care, don’t hesitate to seek advice from a professional.

    Conclusion

    Maintaining the original color of your colored sink doesn’t have to be a daunting task. By understanding the causes of discoloration and using the right cleaning methods, you can keep your sink looking as vibrant and inviting as the day it was installed. Regular care and the right products will ensure that your kitchen remains a bright and welcoming space in your home.

  • 7 essential tips for tenants in the Belgian rental market

    Renting a property in Belgium is a popular choice for many. However, before diving into this venture, there are several key questions and considerations to address.

    moving day
    Erda Estremera

    1. Ensure the rent is reasonable

    Before you start packing, it’s essential to ensure that the rent being asked for isn’t excessive. To make these comparisons, consider using online rent comparators. These tools provide a comprehensive overview of rent prices across different regions, helping you gauge if you’re getting a fair deal.

    2. Check the contract duration

    Before finalizing your move, carefully read the rental contract you’re about to sign. One primary point of focus should be the contract’s duration. Most rental agreements in Belgium are signed for a 3-year period. However, if no specific duration is mentioned, the default term will be 9 years. It’s also crucial to note the date by which the rent should be paid. Starting a lease on the wrong foot over a minor oversight can be avoided with due diligence.

    3. Ensure the landlord registers the contract

    The landlord is obligated to register the rental contract within two months of its signing. In some cases, they might ask you to handle this task. If so, know that you can easily complete this registration online.

    4. Understand the rental guarantee

    Before moving into your new place, you’ll likely need to provide a rental guarantee. This is a sum of money that will be returned to you at the lease’s end, provided you leave the property in good condition. While not legally mandatory, landlords often request this guarantee in one of two ways:

    – A transfer of the total amount to a blocked account in your name.
    – A bank guarantee where the bank fronts the guarantee amount, and you repay it over a maximum of 3 years.

    Always discuss with the landlord to determine the best method for both parties and ensure it’s specified in the rental contract. Never pay the rental guarantee in cash or transfer it directly to the landlord’s account.

    5. Conduct a thorough property inspection

    A mandatory step in any rental process is the property inspection, which should be conducted within the first month of the lease and in the presence of both parties. This can be done independently or with the help of an expert. If no inspection is conducted, any new damages to the property are assumed not to be your fault.

    6. Know the terms for terminating the lease

    Found your dream apartment? The notice period will be outlined in your rental contract. If you’re in a 3-year lease (or shorter), you typically can’t terminate it early unless specified otherwise. For longer 9-year contracts, you can terminate with a 3-month notice. Always ensure to terminate your lease through a recommended method, with the notice starting from the first day of the following month.

    7. The importance of rental insurance

    As a tenant, you’re responsible for returning the property in the condition you found it, known as tenant liability. This means you (or your insurance) will cover damages like those from fires or water leaks. While tenants aren’t legally required to have rental insurance, most landlords request it. Generally, rental insurance covers personal belongings, while family insurance covers accidental damages caused by you or a family member.

    Conclusion

    Renting in Belgium, like anywhere else, comes with its set of challenges and considerations. By being well-informed and understanding your rights and responsibilities, you can ensure a smooth and hassle-free rental experience.

  • Maximize heat efficiency: Radiator placement tips

    As the chill of the season sets in, the thought of adding an extra radiator to your home for that much-needed warmth becomes increasingly appealing. However, the efficiency of your heating system is heavily dependent on the correct placement of these radiators. Proper positioning not only ensures optimal operation but can also lead to significant savings on your energy bill. Here’s a comprehensive guide to placing your radiators effectively and economically.

    e24

    Understanding the basics of radiator placement

    Radiators should be installed approximately 5 centimeters away from the wall and at least 10 centimeters above the floor. Ignoring these guidelines can lead to increased energy costs as you’ll need to heat more to compensate for the unfavorable positioning.

    External wall placement

    It is advisable to position a radiator against an external wall, ideally beneath a window. This setup allows for the best thermal distribution as the cold air flow from the window is counteracted by the heat from the radiator.

    Internal wall considerations

    Since the back of a radiator emits heat, the wall it’s placed against will absorb some of this warmth, leading to heat loss. That’s why it’s recommended to install radiators on external walls. If you must place a radiator against an internal wall, consider attaching a sheet of aluminum foil behind the radiator or adding extra insulation to the wall to minimize heat loss.

    Window placement

    Placing radiators in front of large windows or glass doors should be avoided at all costs. Not only will you lose a significant amount of heat, but you also risk thermal breakage.

    Under the window sill

    If you’re placing your radiator under a window sill, maintain a gap of about 6 centimeters. If the sill is too high above the radiator, it can disrupt the flow of warm air, reducing the heat output by 5 to 10 percent. This issue can be mitigated by creating vents in the window sill to allow the warm air to circulate properly.

    Strategic radiator positioning

    Planning ahead

    To avoid last-minute placement issues with your radiators, it’s best to plan as early as possible. There’s no doubt that this can lead to significant savings on your energy bill. Your architect can provide the necessary information, but consulting with a heating specialist is also beneficial. They can analyze the best locations for your radiators to ensure optimal heating efficiency.

    Heat distribution

    The goal is to achieve even heat distribution throughout the room. This means considering the room’s layout, the location of doors and windows, and where you spend the most time. For instance, placing a radiator near your favorite reading chair can enhance comfort without the need to increase the overall temperature.

    Room size and radiator capacity

    The size of the room and the radiator’s capacity are also crucial factors. A small radiator in a large room will have to work harder, leading to inefficiency and higher costs. Conversely, a radiator that’s too large for a space can lead to unnecessary energy consumption.

    Energy efficiency and radiator placement

    Insulation and heat loss

    Proper insulation is key to preventing heat loss. Before installing radiators, ensure that your home is well-insulated. This includes checking for drafts around windows and doors and ensuring that your walls and roof are adequately insulated.

    Thermostatic radiator valves

    Thermostatic radiator valves (TRVs) give you control over the temperature in individual rooms. By adjusting the TRVs, you can reduce the heat in rooms that are not in use, saving energy and money.

    Maintaining your radiators

    Regular maintenance

    Regular maintenance of your radiators is essential for optimal performance. This includes bleeding them to remove any trapped air, which can affect their efficiency.

    Upgrading your system

    If your radiators are old, consider upgrading to a more efficient system. Modern radiators are designed to provide better heat output while using less energy.

    Conclusion

    The correct placement of radiators is a simple yet effective way to enhance the warmth and comfort of your home while being mindful of energy consumption. By following these tips and consulting with professionals, you can ensure that your heating system operates at peak efficiency, providing cozy warmth throughout the colder months and keeping your energy bills in check.

  • Discovering your unique home decor style: A guide to personalization

    Home decor has always been a reflection of personal tastes, cultural shifts, and societal trends. From the minimalist Scandinavian designs that once dominated interiors to the raw industrial aesthetics, the world of home decor has seen a myriad of styles. But what truly makes a home stand out is its unique character, a blend of the homeowner’s personality and timeless design principles.

    home decor
    Spacejoy

    The Reign of Scandinavian Minimalism

    For years, the Scandinavian minimalist style held a firm grip on interior design. Characterized by clean lines, white walls, neutral tones, and a sparse approach to decor, it promised a serene and clutter-free living space. While many appreciated its calming ambiance, critics argued it lacked warmth and personality. The style often merged with industrial elements, introducing raw concrete finishes, which were sometimes softened by wooden floors or plush rugs.

    The Shift Towards Personalization

    Today, the tide is turning. The once-popular Scandinavian design is giving way to more personalized interiors. As urbanization leads to smaller living spaces, functionality becomes paramount. However, this doesn’t mean compromising on style. Even in compact spaces, statement pieces like a striking light fixture, a Berber rug, or a contemporary artwork can infuse character and tell a story.

    You are the Heart of Your Home

    The modern approach to home decor emphasizes individuality. Gone are the days when everyone aspired to recreate a magazine-perfect living room. Now, it’s all about crafting a space that resonates with your personality, interests, and experiences.

    While some might still be drawn to vintage decorations or the raw, unfinished look, it’s the little details that make all the difference. Instead of blindly following a trend, the focus is on creating a space that feels right for you. Drawing inspiration from various sources is great, but the final touch should be uniquely yours.

    Finding Your Unique Style

    So, how do you find a style that mirrors you without falling into chaos or committing a decor faux pas? Here are some steps to guide you:

    1. Reflect on Your Preferences: Think about the spaces you’ve enjoyed spending time in. What did they look like? What did they feel like? Your preferences can offer clues to your ideal home decor style.

    2. Mix and Match: Don’t be afraid to combine elements from different styles. A modern sofa can look stunning against a vintage wallpaper backdrop. It’s all about balance.

    3. Prioritize Comfort: While aesthetics are essential, your home should be a place where you can relax and feel at ease. Choose furniture and decor that enhance comfort.

    4. Add Personal Touches: Display items that have sentimental value. Whether it’s a family heirloom, travel souvenirs, or artwork created by a loved one, these pieces add depth and meaning to your decor.

    5. Seek Inspiration but Stay True to Yourself: While it’s helpful to look at decor magazines and websites for ideas, always remember to add your personal touch. Your home should be a reflection of you, not a carbon copy of a showroom.

    Conclusion: Crafting a Home with Heart and Soul

    In the ever-evolving world of home decor, one thing remains constant: the best homes are those that reflect the personalities of their inhabitants. By embracing individuality and focusing on what truly matters to you, you can create a space that not only looks good but also feels like home.

  • Bed hygiene 101: The importance of regularly changing your bedding

    An astonishing amount of dead skin cells, hair, bacteria, and other microscopic entities accumulate in our beds every night. Hence, the importance of frequently changing sheets, pillowcases, and duvet covers cannot be overstated.

    bed dog
    Claudia Manas

    Why fresh bedding matters

    It’s a common observation: after just a few days, our bed linen no longer feels as soft or smells as fresh as when first changed. This is due to thousands of microscopic particles that settle on the sheets during sleep, proliferating and subsequently sharing our resting space.

    These invaders include dead skin, hair, makeup residues, hair products, dust, pollen, and bacteria. All these elements find their way into our beds, making our bedding a potential hotspot for infections. Additionally, consider the sweat and other bodily fluids; an average adult secretes about 100 liters of sweat in bed annually!

    Time for a wash!

    To minimize the risk of bacteria and fungi growth, there’s only one solution: change your sheets and pillowcases. Aim for once a week during summer (due to increased sweating) and at least once every two weeks during winter. This frequency is the time it takes for microbes and allergens to accumulate and thrive within the fabric fibers. If you sleep without clothing, consider changing sheets even more frequently since your skin is in direct contact with the fabric.

    Whenever possible, wash your bedding at 60°C (140°F) using a suitable detergent, especially if you air-dry your linens. If you use a dryer, a washing temperature of 40°C (104°F) should suffice.

    What about duvets and pillows?

    Duvets and pillows are not exempt from this nightly “contamination.” It’s advisable to wash them at least twice a year, again at 60°C if the material allows. Additionally, bedding items stored seasonally should be washed twice annually, both before storage and upon retrieval. This practice helps prevent mold growth and unsightly stains.

    Always store your bedding in a clean, dry, and odor-free location. Consider using specialized storage bags available in stores to keep them pristine.

  • Understanding co-living insurance in Belgium: A comprehensive guide

    In Belgium, as in many European countries, there’s a noticeable trend: the surge in co-living or shared living spaces. Brussels, the heart of the country, has seen a significant rise in this living arrangement. Official statistics reveal that over 11% of rented properties are now shared accommodations. And if the increasing number of ads on social media and specialized platforms is any indication, this lifestyle choice is gaining traction rapidly.

    co-living

    Insurance for Tenants: A Brief Overview

    Here’s a refresher for those new to the Belgian real estate scene: if you’re renting a property in Wallonia or Flanders, you’re legally obligated to have tenant insurance. In Brussels, while it’s not yet a legal mandate, more and more landlords are making it a requirement. The primary purpose of this insurance is to cover the tenant’s liability for any damages caused to the landlord’s property, neighboring properties, and even their own belongings, provided the policy includes content coverage.

    How Does Co-living Change the Insurance Game?

    Traditional tenant insurance typically revolves around a conventional family unit’s concept – either a single individual or a couple, with or without children. For such households, coupling tenant insurance with family insurance provides optimal protection. But what about shared accommodations or co-living situations? Here, individuals share a home without being considered a household in the strictest sense. Recognizing this gap, the Belgian insurer Ethias saw an opportunity and introduced a specific insurance product through its 100% digital offering named Flora.

    What Does Ethias’s Co-living Insurance Offer?

    Ethias’s co-living insurance is a no-deductible policy providing all co-living members with civil liability coverage. This means if any member causes damage to the shared property or neighboring homes, the insurance will cover it. This primary protection is further enhanced with content insurance, which steps in cases like water damage or fires.

    For those particularly concerned about their belongings, there’s an optional add-on to safeguard against theft and vandalism. And in a unique twist, co-living members can also insure themselves against physical and material damages caused by one roommate to another.

    Why is Co-living Insurance Essential?

    1. Shared Responsibility: In a co-living situation, shared spaces mean shared responsibilities. If an accident occurs in a common area, determining who’s at fault can be tricky. Co-living insurance simplifies this by providing collective coverage.

    2. Protect Personal Belongings: With multiple people in one space, the risk to personal belongings can increase. Whether it’s accidental damage or theft, having insurance ensures you’re covered.

    3. Peace of Mind: Living with others shouldn’t be a source of constant worry. Knowing that you, your roommates, and your belongings are insured can provide invaluable peace of mind.

    Conclusion

    As the world evolves, so do living arrangements. Co-living, with its blend of community and convenience, is becoming a preferred choice for many. However, with shared spaces come shared responsibilities. Ensuring that you’re adequately insured can make the co-living experience smoother and more enjoyable for everyone involved. Whether you’re a seasoned co-liver or just considering the idea, understanding the insurance landscape in Belgium can set you on the path to a harmonious shared living experience.

  • Winterize your garden in 6 steps

    As autumn paints the landscape with its warm hues, it’s the perfect time to prepare your garden for the winter slumber. The efforts you put in now will ensure that your garden bursts back to life with vigor come spring. So, pull on your gardening gloves, and let’s get to work.

    winter garden
    Riccardo Lo Re

    Step 1: Give your lawn a final mow

    At this point in the season, your grass won’t grow much. Mow your lawn one last time, going a bit slower and lower than usual to prevent moss and weeds from taking over. If you’re keen, you can mow in winter too, although it’s not essential. Avoid mowing when it’s damp or frosty to protect your lawn.

    Step 2: Prune thoroughly

    As long as the frost hasn’t set in, it’s safe to prune your hedges, trees, and bushes. For perennials that have stopped blooming, cut them back to ground level. This not only tidies up your garden but also encourages healthy growth in the spring.

    Step 3: Plan for spring

    It may seem far off, but autumn is the ideal time for planting bulbs. Tulips, daffodils, crocuses—they all need to be nestled into the garden now to ensure a vibrant display come spring.

    Step 4: Leaf collection

    Fallen leaves can suffocate your lawn, blocking light and air. Rake them up, but there’s no need for a daily sweep—wait until they’ve piled up. Tip: Add the leaves to your compost heap to recycle them into organic fertilizer later on.

    Step 5: Shelter your potted plants

    When temperatures dip below freezing, pots and planters are at risk of cracking. Move them to a shed and bring out heat-loving plants like basil or olive trees. If you can’t bring your plants inside, protect them with a layer of straw.

    Step 6: Secure your garden furniture

    Clean your garden furniture and cover it with a tarp or store it away to protect it from the elements.

    Preparing your garden for winter

    Winterizing your garden might seem like a chore, but it’s a labor of love that will pay off when spring arrives. By following these steps, you’re not just tucking your garden in for the cold months; you’re setting the stage for a spectacular spring comeback.

    Remember, a little effort in the fall can save you a lot of trouble when the weather warms up. It’s about protecting your investment and enjoying the fruits of your labor when the cycle of growth begins anew. So, embrace the crisp autumn air and get your garden ready for its winter rest.

  • What happens to your partner’s house when they die? A guide for cohabitants in Belgium

    Navigating the complexities of inheritance can be challenging, especially when you’re cohabiting with a partner. The situation becomes even more complicated if you’re living in your partner’s house. What happens to the property if your partner passes away? Do you have any legal rights to the house or apartment? Let’s delve into the intricacies of inheritance laws for cohabitants in Belgium.

    Old couple
    Matt Bennet

    Legal cohabitation vs. de facto cohabitation

    In Belgium, there are two types of cohabitation: legal and de facto. Legal cohabitants have some limited inheritance rights, while de facto cohabitants have none. Understanding the difference between the two is crucial for knowing your rights.

    Legal Cohabitants: If you’re legally cohabiting, you inherit the usufruct of the family home and its contents. Usufruct means you have the right to use the property and benefit from it, but you don’t own it.

    De Facto Cohabitants: If you’re cohabiting without any legal arrangement, you have no legal rights to the property if your partner passes away.

    The role of a will

    Your partner can alter the standard inheritance rules by drafting a will. In the will, they can grant you specific rights to the property. However, there are limitations to what your partner can bequeath to you.

    Limitations: Your partner can’t infringe upon the reserved portion of certain heirs, such as their children or grandchildren, who must receive at least half of the estate.

    Acquisition clause

    If you and your partner purchase a property together, you can include an acquisition clause in the agreement. This clause states that if one partner dies, their share of the property will go to the surviving partner.

    Additional considerations

    Testamentary freedom

    While your partner has the freedom to draft a will, it’s essential to note that they can also disinherit you. A will can explicitly state that you do not have the right to inherit the usufruct of the property.

    Legal procedures

    If you find yourself in a situation where your partner has passed away, and you’re facing disputes with other heirs, legal procedures may be necessary. Consulting a lawyer specializing in inheritance law can provide valuable guidance.

    Financial implications

    Inheriting usufruct or full ownership of a property comes with financial responsibilities, such as property taxes and maintenance costs. Make sure you’re financially prepared to take on these obligations.

    Alternative arrangements

    If you’re concerned about your lack of inheritance rights, consider other arrangements like life insurance policies where you’re the beneficiary. This can provide financial security in the event of your partner’s death.

    Conclusion

    Inheritance laws for cohabitants in Belgium can be complex and vary depending on whether you’re legally cohabiting or not. Legal cohabitants have limited rights to inherit usufruct, while de facto cohabitants have no legal rights to the property. A will can alter these standard rules, but it comes with its limitations.

    Final Thoughts: Understanding your inheritance rights as a cohabitant is crucial for planning your future. Consult legal experts to navigate the complexities of inheritance laws and consider alternative arrangements for financial security.